We’re here to help you

Who are you guys, anyway?

We’re GigEasy. It’s a new kind of health insurance company exclusively focused on helping independent workers, like rideshare drivers, freelancers, contractors, solopreneurs, or anyone being paid via 1099, get access to benefits like health care, vision insurance and dental insurance.

So you’re an insurance provider?

No, we’re an insurance company - not an insurance provider. Semantics, we know, but it’s important. Instead, we leverage our strategic partnerships, like the National Gig Alliance, to secure customized benefits plans with insurance providers that are specifically tailored to meet the needs of gig workers in today's dynamic economy.

National Gig whatnow?

Yup. Through our partnership with National Gig Alliance we’re able to negotiate as though we are a large employer, thus allowing our members to purchase individual plans at premiums normally reserved for bigger businesses. Want more info? Click here to learn more about the National Gig Alliance.

What is the National Gig Alliance?

The National Gig Alliance is not just an association for Gig workers; it is a valuable resource hub that offers much more than just discounts and privileges. As a member, you gain access to a wealth of knowledge and opportunities to enhance your gig work. Our platform provides a wide range of valuable articles, guides, and resources that can help you learn how to gig better. Whether you're looking to strengthen your skills, expand your network, or stay updated on industry trends, the National Gig Alliance has you covered.

Why Should I Join?

As a Gig worker, joining the National Gig Alliance can greatly benefit you. Our association is rapidly growing and consists of like-minded individuals who are eager to expand their knowledge. By becoming a member, you gain access to an exclusive program that offers a wide range of discounts, privileges, and services related to health, fitness, and business. These membership privileges are specifically designed to help you save money on future purchases of various goods, services, and insurance coverage. Additionally, you can take advantage of other services and benefits at no extra cost, all aimed at enhancing your overall quality of life. Don't miss out on this opportunity to maximize your savings and improve your lifestyle. Join the National Gig Alliance today!

 What other services come with my membership?
  • Roadside Assistance
  • Telemedicine
  • RX Vendor
  • Text coaching
  • Family First
How can I join?

To become a member of the National Gig Alliance, simply join through our friends at Gig Easy. Sign up for a membership that aligns with your needs and preferences. It's a straightforward process that allows you to join our growing community of Gig workers and unlock the benefits and resources that await you. Don't miss out on this opportunity to enhance your gig work experience. Join us today and start enjoying the advantages of being a member of the National Gig Alliance!

Why are there different worker types? (trades, service, office)
Why is there a membership fee?
Is the National Gig Alliance an Insurance Company?

The National Gig Alliance is not an insurance company. We are a collective of gig workers who have joined together to negotiate better coverage and lower premiums for benefits coverage that has traditionally been available to W2 workers.

Are GigEasy Health Plans Affordable Care Act (ACA) compliant?

Not exactly. We offer a variety of health insurance plans including rebate and supplemental so you can choose the plan(s) that fit your needs. Look for “ACA compliant” to know your plan meets the stringent standards set by the ACA, providing you with essential benefits and the peace of mind that you're covered for a wide range of healthcare needs. Whether you're looking for comprehensive coverage or supplementary plans to enhance your existing coverage, we have options to suit your unique requirements.

Can I get coverage for my family?

Yes! You have the flexibility to select who each plan covers. We understand the importance of family and loved ones, and our insurance plans are designed to accommodate your specific needs. When enrolling in a plan, you can typically add your spouse, children, or other eligible dependents to your coverage.

Who qualifies as a dependent for insurance coverage?

The definition of dependents can vary by plan and insurance provider. Typically, dependents include your spouse or domestic partner, as well as your children, whether biological, adopted, or stepchildren. Some plans may also allow coverage for other eligible family members, such as parents or legal guardians. To determine the specific eligibility criteria for dependents under your chosen plan, please refer to the plan details or contact our customer service team for assistance.

Can I keep my doctor? What provider networks?

We offer a variety of plans so you can build the coverage you need. If you want to see a specific doctor, you can check if they’re in network with the provider search tool. Choose “PHCS” then “Practitioner & Ancillary”

You can still choose to receive care from your preferred healthcare provider if they’re out of network, but your out-of-pocket costs may be higher. Some insurance plans may have exceptions for specific providers or certain medical conditions. You can verify in your plan’s benefits summary or, just reach out to the TPA Insurance customer service team for assistance. 1-800-279-2290 or email support@insurancetpa.com

Are my prescriptions covered? What formulary? What pharmacy networks?

Prescription coverage is an integral part of your insurance plan and helps you manage the costs of necessary medications. Here's how it typically works:

Formulary: Your insurance plan maintains a list of covered medications, known as a formulary. This list includes generic and brand-name drugs, with varying copayment or coinsurance rates.

Tiers: Medications on the formulary are often categorized into tiers. Lower-tier drugs usually have lower copayments or coinsurance, while higher-tier drugs may be more expensive.

In-Network Pharmacies: To maximize your prescription benefits, it's essential to use in-network pharmacies. These are pharmacies that have agreements with your insurance company to offer lower prices on covered medications.

What is a formulary, and how does it impact my prescription costs?

A formulary is a list of medications covered by your insurance plan. The formulary is divided into different tiers, which determine your out-of-pocket costs. Lower-tier drugs typically have lower copayments, making them more affordable, while higher-tier drugs may require higher copayments or coinsurance. It's essential to check the formulary to understand how your specific medications are categorized and what you'll be responsible for paying.

Can I get my prescription filled at any pharmacy, or do I have to use an in-network pharmacy?

While some insurance plans allow you to use any pharmacy, it's usually more cost-effective to use in-network pharmacies, check out our pharmacy search tool. These pharmacies have negotiated lower prices for covered medications with your insurance company, resulting in reduced out-of-pocket expenses for you. Using out-of-network pharmacies may lead to higher prescription costs.

How do claims work?

As a cash-back health insurance plan, members receive cash rebates when filing a claim, providing a direct monetary benefit instead of non-monetary reimbursements.

How does this work with other insurance plans?

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How do members receive funds?

Members typically receive cash directly, providing a more flexible benefit compared to traditional reimbursement methods.

What are the positive benefits of a cash-back system?

Direct and tangible monetary returns for members, flexibility in using the cash, and the potential for cost savings compared to non-monetary reimbursements.

How do I interpret the policy limits?

Prescription coverage is an integral part of your insurance plan and helps you manage the costs of necessary medications. Here's how it typically works:

Formulary: Your insurance plan maintains a list of covered medications, known as a formulary. This list includes generic and brand-name drugs, with varying copayment or coinsurance rates.

Tiers: Medications on the formulary are often categorized into tiers. Lower-tier drugs usually have lower copayments or coinsurance, while higher-tier drugs may be more expensive.

In-Network Pharmacies: To maximize your prescription benefits, it's essential to use in-network pharmacies. These are pharmacies that have agreements with your insurance company to offer lower prices on covered medications.

What is a formulary, and how does it impact my prescription costs?

A formulary is a list of medications covered by your insurance plan. The formulary is divided into different tiers, which determine your out-of-pocket costs. Lower-tier drugs typically have lower copayments, making them more affordable, while higher-tier drugs may require higher copayments or coinsurance. It's essential to check the formulary to understand how your specific medications are categorized and what you'll be responsible for paying.

Can I get my prescription filled at any pharmacy, or do I have to use an in-network pharmacy?

While some insurance plans allow you to use any pharmacy, it's usually more cost-effective to use in-network pharmacies, check out our pharmacy search tool. These pharmacies have negotiated lower prices for covered medications with your insurance company, resulting in reduced out-of-pocket expenses for you. Using out-of-network pharmacies may lead to higher prescription costs.

Does the plan offer any additional perks?

Yep! As a member of our health plan and the National Gig Alliance, you get roadside assistance, telemedicine, prescription cost comparison, and caregiving coaching at no additional cost. And we’re adding more constantly. It’s GigEasy’s goal to cover our gig worker’s whole health, and that includes peace of mind.

Still have a questions?

If you cannot find answer to your question in our FAQ, you can always contact us. We wil answer to you shortly!
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