Commercial Insurance for 1099s & contractors
You can save up to 80% on premiums with our Commercial Insurance for contractors & 1099s
Business owners trust GigEasy to cover their contractors & 1099s
28K
Contractors
13K
Locations
68K
Insurances provided
85%
Success Rate
Coverage options for your account
Occupational Accident
Coverage that provides benefits to 1099 contractors for work-related injuries or accidents. Helps pay medical expenses, disability benefits, and even death benefits for workers and their dependents.
Non Owned Hired Auto
Coverage that protects against liability for damages or injuries caused by a vehicle that is rented or borrowed but not owned by the insured.
General Liability
Coverage for a business against claims for bodily injury or property damage caused by their operations, products, or premises.
Contingent Liability
Coverage for a potential obligation that may or may not occur in the future, depending on the outcome of a specific event. It is a liability that is uncertain and contingent upon certain conditions being met.
Workers Comp
Coverage that provides benefits to W2 employees who are injured or become ill due to their work. Helps pay medical expenses, disability benefits, and even death benefits for workers and their dependents.
Professional Liability
Even experts can make mistakes. This insurance protects businesses when employees make mistakes in the professional services. And if a customer thinks a mistake in your professional services caused a financial loss, they can sue you.
WorkSAFE Bundle
Coverage for a potential obligation that may or may not occur in the future, depending on the outcome of a specific event. It is a liability that is uncertain and contingent upon certain conditions being met. Coverage for a potential obligation that may or may not occur in the future, depending on the outcome of a specific event. It is a liability that is uncertain and contingent upon certain conditions being met.
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GigEasy's Pay-As-You-Go insurance allows clients to pay premiums based on actual payroll data rather than estimated annual payroll. This reduces the risk of overpayment and helps businesses manage cash flow more effectively by aligning premium payments with their current workforce costs.
Yes, GigEasy offers customizable insurance solutions tailored to industries with flucting coverage needs like construction, healthcare, on-demand labor, and more. Clients can select coverages that best fit their industry requirements, ensuring they have the protection they need without paying for unnecessary coverage.
The WorkSafe Bundle includes Occupational Accident Insurance, Contingent Liability, and Workers' Compensation. These coverages protect businesses from the financial risks associated with contractor injuries, ensuring that both companies and contractors are adequately covered in case of accidents or liability claims.
GigEasy serves industries such as construction, healthcare, on-demand labor, cleaning & home services, and many, many more. The insurance solutions are specifically designed to address the unique risks and challenges faced by businesses in these sectors, providing targeted protection and peace of mind.
GigEasy's Pay-As-You-Go model adjusts premiums based on real-time payroll data, ensuring that businesses only pay for the coverage they need as contractor hours fluctuate. This approach prevents overpayment and aligns insurance costs with actual business activity.
Integrating GigEasy’s payment system with existing payroll or accounting software simplifies the management of insurance payments, reduces manual entry errors, and ensures timely premium deductions. This seamless integration helps businesses maintain accurate records and stay compliant with their insurance obligations.
The automatic deduction feature links directly to a company’s payroll system, deducting insurance premiums as contractor payments are processed. This ensures that payments are timely and aligned with actual payroll, improving cash flow management by preventing lump-sum payments.
GigEasy’s misclassification solutions help businesses correctly classify their workforce, reducing the risk of costly fines, legal disputes, and back-pay settlements associated with worker misclassification. This service ensures compliance with labor laws and protects the business from potential liabilities.
GigEasy’s solutions are designed with compliance in mind, offering coverage options and resources that align with state and federal regulations. The platform provides guidance on proper classification and insurance requirements, helping businesses avoid legal issues and financial penalties.
Clients can receive an occupational accident insurance quote within 48 hours through GigEasy’s platform. The streamlined quoting process is designed for speed and efficiency, allowing agents to quickly provide their clients with the information they need to make informed decisions.
Businesses can achieve significant savings by using GigEasy’s Pay-As-You-Go model, which eliminates the need to estimate annual payroll and reduces the risk of overpayment. Additionally, the ability to customize coverage to match industry-specific needs means clients are only paying for the protection they require.
The GigEasy platform includes features for addressing payment disputes or discrepancies, such as detailed transaction histories, customer support, and dispute resolution tools. These resources ensure that any issues are resolved quickly and fairly, minimizing disruptions to coverage.
GigEasy is committed to continuously evolving its offerings to meet the changing needs of contractors and businesses, including new coverage options, improved platform features, and expanded industry solutions.
