Terms & Conditions

1. About the Services

All pricing and quotes generated on the Services are based on information you provided on the Services, as well as, in some cases, information we obtain from third parties. Quotes or pricing do not constitute a contract or an invitation to contract, or a binder or agreement to extend, continue or renew insurance coverage for any party. GigEasy reserves the right to modify or rescind quotes, including if the application information you provide is incorrect or changes. The coverage descriptions provided on the Services are general descriptions of potentially available insurance coverage products and services and are not a statement of contract or an invitation to contract. In order to arrange for insurance coverage described on the Services, you must complete all of the steps on the Services through the final application through the Services or otherwise. Applications are subject to underwriting review and approval.

If you buy a policy on or through the Services, you acknowledge and agree that you have reviewed the information included in your application and you confirm it is correct. Incorrect information may result in cancellation of the policy, including cancellation from inception. By purchasing a policy on or through the Services, you agree that you are entering into a binding agreement with the provider and the underwriter issuing the respective policy.

If you file a claim under your policy, the information you submit and the loss are subject to review and verification. We reserve the right to request additional information before making a final decision on your claim. In some cases, a claim representative may contact you regarding your claim. Your claim is of course subject to all of the terms, conditions, exclusions, requirements and other provisions in your policy.

2. Use of Services

A. Account Use. To make use of certain features of the Services, you are required to have an account. You agree to monitor your account, maintain the confidentiality of your password, and accept full responsibility for any unauthorized use of your account or password. You agree to (i) notify us immediately of any unauthorized use of your account or password or any other breach of security and (ii) exit from your account at the end of each session. GigEasy is not responsible for third-party access to your account that results from theft or misappropriation of your account or password. We reserve the right to delete or change your account, or any username or password associated with your account, at any time and for any reason upon notice to you. 

B. Information Submitted. You are solely responsible for, and assume all liability regarding the information and content you provide or make available through your use of the Services (“User Information”). You represent and warrant that your User Information is accurate, current, and complete, and does not and will not breach any agreement, violate any law or infringe any third party’s rights. You hereby grant to GigEasy an irrevocable, perpetual, non-exclusive, fully-paid, worldwide license to use, reproduce, publicly perform, publicly display, distribute, prepare derivative works of, or incorporate into other works, such User Information (subject to GigEasy’s Privacy Policy and the terms of any other agreement you have with GigEasy), and you hereby represent and warrant that you have the right to agree to grant such license to GigEasy. GigEasy does not accept unsolicited ideas, works or other materials and you acknowledge that you are responsible for, and bear all risk as to the use or distribution of, any such ideas, works or materials. 

C. Illegal Use Prohibited. You will not use the Services for any illegal, disruptive, or abusive purpose, including to: (i) take any action that imposes an unreasonable load on the infrastructure, (ii) use any device, software or routine to interfere or attempt to interfere with the proper working of the Services or any activity being conducted on the Services, (iii) attempt to decipher, decompile, disassemble or reverse engineer any of the software comprising or making up the Services, (iv) delete or alter any material posted on the Services, (v) frame or link to any of the materials or information available on the Services, or (vi) transmit any material that contains software viruses, worms, disabling code, or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment. You will only use the Services in accordance with federal, state and local laws.

D. Prohibited Uses. You will only use the Services for a bona fide purpose. You may not use the Services to obtain information about or make decisions about anyone but yourself and/or your business.

E. Age. You must be eighteen (18) years of age or older and capable of entering into legally binding contracts under applicable law.